Help! I Need A Title Loan In Lake Havasu City
Does anyone out there ever been to Lake Havasu? Apparently it is the destination for west coast college students for Spring Break and every year thousands of kids show up to rent pontoon boats and party down in Arizona. The email I got was not from a college student, but from a single mother who lives in Lake Havasu City and makes her living as a hotel maid at a Holiday Inn. She needed some fast cash for a veterinarian for her son’s dog, and she found a great title loan with LakeHavasuCityCarTitleLoans.com in just minutes. He’s her story.
“I wanted to share my experience with a web company called LakeHavasuCityCarTitleLoans.com last month. I am a single parent in Lake Havasu City. I know a lot of people think it’s a party destination, but I was born and raised here, and I need to work hard to make a living here. Every year tons of college kids pour in here from all over the place, getting drunk and raising hell. My son’s dog Pepper was hit by one of these kids, andit nearly killed him. The driver didn’t even stop, he was probably drunk and afraid he’d get busted if he tried to be a decent human being and help the poor dog. But, he didn’t. And Pepper ended up dragging himself back to our house with a broken hip. My son is five and when he saw the dog he freaked out. We took him to the vet and they could tell he had a broken hip, but to get him tended to was going to cost around $1500. When the vets assistant mentioned putting Pepper to sleep instead, my son just lost it completely. I promised him we’d find the money, and I went home and got on the computer. I searched fast cash loans in Lake Havasu and found LakeHavasuCityCarTitleLoans.com, so I clicked on the link. They referred me to Fast Auto Loans Inc. in Lake Havasu City. I drove my ex-husband’s old work van over to their location and 15 minutes later I had the cash we needed to get Pepper fixed up right. I’m all about Fast Auto Loans Inc. and the nice people that work there.”
Jan Q.
Lake Havasu City, AZ
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 19th, 2010UncategorizedRead More >7 Comments
Anyone Taking a Vacation This Year?
It is starting to get hotter and hotter, and when it get’s like this I start to think of my childhood vacations. We used to stay in Ocean City, NJ in a house owned by a Mr. and Mrs. Seaman (I didn’t get the humor of their name until later in life). They rented out a second story addition of their GIGANTIC ocean home, just 1 block from the beach. They were a really nice couple of old folks, and they were always so kind to my sister and I, offering us ice cream on their porch at night and beautiful shells from their collection for souvenirs when we left. The most peculiar thing about Mr. Seaman was that to save gas he would push his car out of the garage in to the driveway. This was an old dude, probably early 70s, pushing an old Lincoln around. Well, one year we didn’t go back to the rental because Mr. Seaman had stroked out (probably from car pushing) and Mrs. Seaman wasn’t renting anymore.
We ended up going to South Carolina to Hilton Head instead, and that’s where we went every year after. Love it there, but I always wax nostalgic for the old days in OCMD. This year, I can’t afford a vacation. Times are tight, and to save money, I am skipping the big vacation and sticking close to home. Anyone else in the same boat?
The reason I even thought of vacations was because of a reader who sent me a letter about his experience in South Carolina when he needed a title loan. He wasn’t far from Hilton Head in Beaufort, SC when he needed some fast South Carolina title loan cash.
“Hey man, I found a great title loan in Beaufort, SC last month. My brother works in the area doing historic renovations on houses there. I was down there helping him on a job when we ran in to some trouble with cash flow. We needed about $5000 to cover payroll until we got our next check from the client. I looked around for options, and soon realized a traditional loan would either take too long or just be flatly denied. My brother and I decided a title loan would be our best solution to our short-term cash needs, so I did a little looking around. What I found was the best title loan store in all of South Carolina, and one of their title loan store locations was right in Beaufort. Carolina Title Loans, Inc. was able to put the cash we needed in our hands in just about 15 minutes, with no BS credit checks or any other hoops to jump through. Best part was, we got to keep and use our work truck during our title loan in South Carolina. We finished the job, paid our guys and suppliers on time, and moved on to the next job. It’s good to know Carolina Title Loans, Inc. has locations all over South Carolina, and they’re only a mouse click away in a jam.”
Ronnie K.
Wilmington, NC
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 12th, 2010UncategorizedRead More >No Comments
Where Are the Tempe Title Loans?
I got a rather cryptic message from a reader who was looking for a title loan in Tempe, AZ.
“I know I can count on you. Please don’t let me down. Where can I find a fast cash title loan near Tempe, Arizona? Please post the answer ASAP as my situation is urgent.”
Hmmm. I hope this person is only messing with me, but if you are in a jam and need fast cash with no hassles, a title loan is a great option. You can take care of almost any type of emergency with a title loan. I’ve heard all sorts of stories from people getting themselves out of jams with a title loan. The best one ever was a guy who paid off his brother’s bail bondsman with a title loan. Or the woman who used a title loan to buy in to a business opportunity when the owner needed an investor. Oh cash money, how you can transform lives!
Back on point, here’s the lowdown on title loans in Tempe. First of all, you can get Tempe, Arizona title loan cash from $300 to $10,000 depending on the make, year and condition of your vehicle. The only things you need to apply for a Tempe title loan are a running vehicle, a clear car title, proof of income and your photo ID. You can apply at a Tempe title loan store location in person, or apply online for an Arizona title loan from the comfort of home on your computer. Use the easy title loan in Tempe store finder, and submit an online application for a Tempe title loan and you can get cash in about 15 minutes. I hope 15 minutes is fast enough for the person who sent the weird message this morning. God speed, my friend, God speed!
And just an FYI for everyone else, if you are looking for a title loan in Arizona, check out this site. It has all the bells and whistles, like the online Arizona title loan application, an Arizona title loan store finder, and an information page that explains all about Arizona title loans. Peace!
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 12th, 2010UncategorizedRead More >No Comments
Title Loan Interest Rates
Q. I read somewhere that the interest rates on a title loan can be well over 200% in some places, and that a title loan is a rip-off. You seem to think you know a thing or two about title loans, so what do you think? Is a title loan a rip-off?
Gene
Oshkosh, WI
A. Hi Gene. Thanks for the email. As I always try to do, let’s give your question some perspective. First of all, let’s define the percentage rate on a title loan compared to the length of the loan. Let’s compare it to a credit card, at 29.99% APR, which is what my Citibank card went to a few months back for NO APPARENT REASON! Anyway, that 29.99% is the APR, which is the annual percentage rate. That means you divide the 29.99% by 12 months, and you have the percentage of 2.5 % for the monthly term. A title loan is different than a credit card in the fact that a title loan is for a set period of time, usually about one month, unless you renew it. When people renew the title loan, otherwise known as “rolling it over“, they extend the title loan another 4 weeks. This is when people can get in to trouble, but we’ll get to that later. On average, the monthly interest rate on a title loan is about 9%. Even at the extreme rate of 200% APR, the interest rate for a one month title loan works out to about just under 17%. That means if you got a $1000 title loan, when the loan was due you would only owe $1170. Sound reasonable? It really is.
A title loan company only has a small amount of time to make their money back, unlike a credit card which will string a customer along for up to 30 years of minimum monthly payments. Ideally, a title loan company makes their money in a short period of time, and the customer leaves happy. A happy, satisfied customer is a return customer, and the best type of advertising around. The horror stories you hear about title loans stem from mostly two things: unscrupulous title loan lenders and customers who get a title loan without the ability to repay it in a timely manner. That’s why is is so important to research your decision to get a title loan and make sure you are dealing with a reputable lender. It is also IMPERATIVE you have a plan to pay back your title loan. Would you set out on a journey with no idea of how to get where you are going? Without a plan to get home? Lastly, a title loan is a short-term emergency loan, and it is easy to get. Add in the convenience factor, and I think the myth that title loans are a rip-off seems a little far fetched. Just think of that the next time you pay extra for milk at a convenience store.
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 12th, 2010UncategorizedRead More >No Comments
Needed Fast Title Loan Cash in Fresno
Dear The Best Title Loans,
I’m not the kind of person to fawn over a title loan company, but I had a really positive experience when I found FresnoCarTitleLoans.com when I needed a title loan in Fresno, CA. I’m still pretty new to the area, and I don’t know if you are familiar with Fresno, but it is a small-minded, unhealthy, smoggy, highly unemployed, crime and poverty ridden city. It ranks at the bottom 95% or worse of all those “nice cities” lists. Last year Fresno was dead last in California in terms of quality of life issues, such as crime-safety. It’s often been said that Fresno is not really a part of California, and the number of Rush Limbaugh bumper stickers on pick up trucks with gun racks seems to confirm this. Can you tell I hate it here? I’m stuck in this dump taking care of my grandmother, and I can’t wait to move back to San Francisco.
Anyway, last week there was a screw-up with my grandma’s Medicare, and her medications were not showing up in the system. The pharmacy had them filled and waiting, but the government wasn’t coughing up the dough. Bottom line, if she doesn’t take her medicine, she could die. There was no money to cover the cost until everything got sorted out, so I had to come up with some fast cash in Fresno. I did a quick search at the library for short-term loans in Fresno and found FresnoCarTitleLoans.com just in the nick of time. It was amazing how fast I was able to find a title loan in Fresno, and the location finder took all the guesswork out of finding the title loan I needed. I was able to get the $650 I needed in just 15 minutes, and my grandma got her medicine. It good to know there are options like FresnoCarTitleLoans.com when the chips are down.
Alyssa D.
Fresno, CA
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 11th, 2010UncategorizedRead More >No Comments
Payday Loan? This Is a Title Loan Blog!
Q. I live in Hialeah, Florida and I need to get some cash. I have a job, but nobody will give me any credit because of my bankruptcy after my foreclosure last year. I know I could get a Florida title loan, but I really don’t need that much cash, only a few hundred dollars for a week or two. I know you are a title loan blog, but what can you tell me about my options for a payday loan in Florida?
Thanks,
Imelda V.
Hialeah, FL
***********
A. Well, I must say, I don’t get questions about Florida payday loans very often, but from time to time, readers will ask about options other than title loans, and a payday loan can be a real lifesaver for people who need just a small amount of cash to hold them over until their next paycheck. So, you need a payday loan in Florida? Hands down, the payday loan lender we hear a lot of positive things about is Florida Fast Payday Loans. Super simple to get $100 to $500 in fast Florida payday loan cash in just 15 minutes. All you need is the following:
* A Blank Check From Your Checking Account
* Most Recent Pay Stub
* Your Valid Photo ID
* Active Checking Account
You can apply online for a Florida payday loan anytime from your home computer, and you can find a Florida payday loan store near you with the Florida Fast Payday Loan online store locator. Ready to learn more about Florida Fast Payday Loans? Get started with an online application right now and let a friendly customer service rep call you up with all the info you need to get the fast Florida payday loan cash you need today!
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 9th, 2010UncategorizedRead More >No Comments
Title Loan Cash All Across the Country
No joke, I doesn’t matter where you are in America, you can find a title loan. All you need to do is remember one name, Auto Cash USA. AutoCashUSA.com is a nationwide website to help people find a title loan near them, no matter where they are. It’s amazingly simple. Just go to AutoCashUSA.com and on the homepage there is an online application. They as for the basic information, like your name and address. They use this to determine which 4 stores in their network of over 500 locations are the closest to you. They also ask the make, model, and year of your vehicle. This is to help them determine how much title loan cash you qualify for. You will also be asked for a phone number and email address. This is so a title loan representative from your closest title loan store can contact you. When they contact you they will explain how a title loan works, what your required items for your title loan are, and how to locate them using their Auto Cash USA store locator. After that, there is nothing between you and your title loan except driving to their office for a vehicle inspection. It only takes about 15 minutes to get your cash once you are at one of their title loan store locations. Fast, easy, and way ahead of the pack-remember AutoCashUSA.com when you need some fast title loan cash!
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 9th, 2010UncategorizedRead More >No Comments
Fast Title Loan Cash From Coast to Coast!
Ready to find fast title loan cash almost anywhere in the USA, with no credit check hassles or long, tedious waits? Well then check out RegionalTitleLoans.com today. Here’s how it all works. The site itself doesn’t offer title loans. It simply connects people all over the country to licensed title loan vendors serving their community. When you log on to RegionalTitleLoans.com, their is a live-action spokeswoman who explains how a title loan works, and what the required items for a title loan are. On the same page there is the “Title Loan Request Form” which is the key to finding title loan stores near you. Fill out the form, and when you hit the “Submit My Info” button, a list of the four closest title loan stores to you comes on screen. Just pick the one you want, and your info is instantly forwarded to your location of choice. A title loan customer service representative will then call you back with the details of your title loan.
All that’s left to do after that is to gather the required items for your title loan and head on over to the title loan store. It will then usually take just 15 minutes to finalize your paperwork and to have a manager inspect your vehicle. You will leave with cash, and also your car! RegionalTitleLoans.com refers only to title loan vendors who let you keep and drive your vehicle during your title loan. There are no credit hassles either, because your car IS your credit. The website also features a handy store locator function to use if you’re just curious about locations in your area, or if you want to speak directly to someone at a store. It seems to be a growing trend to handle all your preliminary title loan activity via the internet, and it’s easy to understand why. RegionalTitleLoans.com is the fast and simple way to find the title loan cash you need today.
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 6th, 2010UncategorizedRead More >No Comments
Needed Some Fast Payday Loan Cash In Florida
Sometimes you run out of money. It’s one of the simple facts of life. Things come up unexpectedly. Cars break down. Kids need to go to the pediatrician. Basements flood. The list is almost infinite, but the bottom line is people need to get fast access to their potential earnings. When your next paycheck is still a ways out, where do you turn for fast cash? If you live in Florida, you can count on FlaFastPaydayLoans.com to front you the cash you need until your next paycheck comes in. It is amazingly simple to get Florida payday loan cash in just 15 minutes, with no credit checks! What you need to get a payday loan in Florida is minimal, so 98% of all people who want a payday loan in Florida get one.
Required Items For a Fast Florida Payday Loan:
* A Blank Check From Your Checking Account
* Most Recent Pay Stub
* Your Valid Photo ID
* Active Checking Account
That is all you need to get $100 to $500 in Florida payday loan cash in just 15 minutes! There are locations from coast to coast, so find a Florida payday loan right now with the easy online location finder. Best of all, you can Apply Online for a Florida Payday Loan from your computer right now! Want to learn more about Fast Payday Loans in Florida? Log on to FlaFastPaydayLoans.com and see how easy it is to find extra cash between paychecks!
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 6th, 2010UncategorizedRead More >No Comments
Oil, Oil, Oil….
Every morning I wait for the bus in front of a BP station, watching people drive up and fill their tanks.
Are they not outraged, do they not care, did they not notice the logo?
But is it better if they drive further to fill up at Exxon, which survived the last major oil boycott in the early 1990s to set new profit records in the 21st Century? The effort to boycott BP, growing for a few weeks now, is undermined by the lack of a clean competitor and by the extent to which petroleum is woven into our lives. Hate BP? Stop driving, I’d like to insist, but I know there’s little hope of that.
DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.
June 5th, 2010UncategorizedRead More >No Comments